Lucere vs eFICA
A pay-per-search KYC/AML platform used across many kinds of accountable institutions, not estate agencies specifically.
What eFICA does
eFICA is a compliance platform for client onboarding, risk rating, and AML screening, built to serve any FICA-accountable institution rather than one industry. They report over 500 accountable institutions using the platform today.
Who it's for
Broad: attorneys, real estate practitioners, accountants, financial service providers, high-value goods dealers, and credit providers, per their own site.
Pricing model
Pay-as-you-go with no monthly, subscription, or per-user fees: you pay only for the searches you run. Their site does not disclose specific per-search rates.
eFICA's own stated features
Side by side.
| Feature | Lucere | eFICA |
|---|---|---|
| Built for | South African estate agencies specifically | Any accountable institution, industry-agnostic |
| Pricing model | Flat monthly platform fee with a generous included allocation, disclosed per-check overage rates | Pay-per-search, zero fixed fees (their own rates aren’t public) |
| FFC / PPRA alignment | Purpose-built: audit-pack export, RMCP-linked freshness tracking, positioned around FFC renewal specifically | Not estate-agency- or FFC-specific |
| Client-facing flow | Mobile-first responder link, no client account or app required | Not detailed on their public site |
| Ongoing monitoring | Document freshness tracked against your own RMCP thresholds | Daily ongoing AML monitoring (their stated feature) |
Choose eFICA if
You’re an accountable institution outside real estate (or running variable, low-volume checks) and want zero fixed monthly cost regardless of how many, or how few, checks you run in a given month.
Choose Lucere if
You’re a South African estate agency that wants a workflow built specifically around FICA/FFC: document requests, RMCP-aligned freshness rules, and an audit pack shaped for what a PPRA/FIC inspection actually asks for, at a predictable flat monthly cost.
Facts about eFICA sourced from their own site , checked 2026-08-24. Something changed or looks off? Let us know.
See Lucere built for your agency, not adapted to it.
Check the full feature set or the current pricing.
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